What is Lincoln Insurance?

What is Lincoln Insurance?

Dental insurance is a common employee benefit offered other than health insurance and a primary component in a complete benefits package. Lincoln helps your employer provide the coverage you desire and expect. Your employer needs to provide the benefits that you prioritize, and that includes dental. 75% of employees surveyed consider dental insurance either a must-have or extremely important to have a benefit, and half said they would not consider an employer that does not offer dental insurance.

Now you can experience the Lincoln dental difference. For 35 years, Lincoln has been providing convenient, cost-effective dental coverage for employers. The SmileRewards program has helped members save over $70 million in annual maximums. Their in-network onsite dental services are available to your employer. Their wellness-focused benefits include additional teeth cleanings without requiring a health condition, extra fluoride treatments, oral cancer detection, and more.

Why Should You Consider Lincoln Dental Insurance?

Lincoln Insurance offers maximum flexibility with minimal disruption, from the actual implementation to billing, claims, and seamless support.

  • It is a trusted single carrier for a full scope of benefits.
  • Flexibility is made simple, with customized dental plans with top standards of care.
  • Easy to find quality, discounted care nearby through their extensive network.
  • Personalized support from their team of professionals.

Flexible Dental Plan Designs, Features, and Benefits

Lincoln DentalConnect® offers a variety of coverage options:

  • Composite fillings for all teeth.
  • Full mouth X-rays once every three years.
  • Periodontal maintenance procedures are performed every six months.
  • Oral cancer screenings.
  • Fully insured PPO3, MAC4, INO5, DHMO6, or indemnity plans.
  • Fully insured and self-funded options.
  • Small business dental plans.

More Features:

  • The MaxRewards® program allows you, as an employee, to roll over unused benefits.
  • The SmileRewardsSM program serves as an incentive for your preventive treatments.
  • Discounts for vision and hearing service programs for fully insured dental PPO and indemnity insurance plans.

The Lincoln Insurance Dental Network

  • They offer a strong dental PPO network with nearly 125,000 unique providers you can count on.
  • Cost-effective. The expansive PPO network provides a national average discount of 39% on dental services.
  • The extensive, broad national network minimizes disruption.
  • Their convenient online Find a Dentist tool makes it easy to find in-network providers.

Lincoln Offers High-Tech, High-Touch Customer Service Experience

Their support system is an example of simple, streamlined administration. LincSmartSM from Lincoln Insurance integrates real-time data exchange with benefits platforms to streamline your customer experience, automate your enrollment, and save you time. Lincoln invests in premier technologies to enhance benefits.

  • Their process makes it easy for you to implement all Lincoln products at once.
  • Lincoln’s personalized team of experts means you will always know whom to call.
  • Electronic data interchange eliminates forms, transmitting data securely via Secure File Transfer Protocol.
  • Offers a single enrollment solution for dental, vision, life, disability, and supplemental health coverage, which means less data entry.
  • They elevate your employer’s experience with smart integrations, technology, and task automation.
  • Their resolute dental claims experts have online access to real-time information to quickly validate your benefit eligibility.
  • Health providers can use Lincoln’s portal to quickly check your eligibility and confirm your member benefits.
  • The Lincoln Financial Mobile app makes it easy for you to find an in-network dentist, view your coverage information, and access your ID cards.

Learn about our practice and payment options here.

Lincoln Copays, Deductibles, and Coinsurance Definitions