What is Ameritas Insurance?
Ameritas is a trusted name in the insurance industry; it provides a broad range of insurance plans designed to support your health, financial stability, and overall well-being. One of the types of insurance Ameritas offers is dental insurance. Their plans are flexible while providing thorough coverage.
Ameritas is a company that is mutual-based, where the owners of the company are the policyholders themselves. Instead of having executives and their salaries at the forefront of all the decisions, there are no external shareholders to determine how the company operates. When it comes to insurance policies, Ameritas uses its mutual company structure to meet customer needs. Any earnings are invested in programs and benefits for policyholders. Ameritas has an established history of offering quality insurance solutions all across the United States.
Ameritas structures its dental insurance coverage options so that they can address a wide range of needs. The plans are focused on coverage of preventive services, like cleanings and exams. Other plans offer more benefits that cover complex treatments such as fillings, crowns, and oral surgery. When you know that your regular dental appointments are affordable, you are more likely to keep those appointments. If your dental health is well managed, then you will be less likely to need to address problems after they become complicated and expensive to treat. Ameritas dental insurance plans can give you some peace of mind.
All insurance plans have providers that participate in their network, and the rates for participating providers are lower. Ameritas stands out when it comes to its large dental provider network. A broad number of dentists are a part of the Ameritas participating dental care providing network. When a dentist is in network, they have agreed to provide service at rates that have been negotiated with the insurance company. If you choose to use an in-network dentist, you will have reduced out-of-pocket costs compared to going to a dentist who is out of network. Fortunately, Ameritas offers flexible options so you may still receive benefits if you see a dentist not in their network.
Ameritas prioritizes preventive care because it can really improve your dental health over the long term. Many of its dental insurance plans cover exams and cleanings at no cost to you, so regular checkups aren’t skipped. Ameritas allows you to have easy access to dentists to keep your oral health on track. When you are going to your twice-yearly dental appointments, the dentist is able to monitor any changes in your gums and teeth and can detect potential problems. Most of the time in dentistry, when you address issues as they arise, they are less likely to need extensive treatment like they would if the problem is ignored.
Ameritas Insurance is transparent about your copays, coinsurance, and deductibles. As most insurance policies are written to earn the company money, this clearly available information is their strength. You can understand all of your possible costs and just what is covered when you are deciding which policy is best for you.
If you have more questions about Ameritas Insurance or how it could work as a part of your treatment plan to achieve better dental health, make an appointment with the dentist to see if Ameritas Insurance is the best option for you.
Learn more about what to expect during your visit and payment options.