What Are the Types of Dental Insurance Lincoln Offers?
If you are researching for a dental insurance plan that is affordable and excellent value for you, you will find several options with Lincoln Dental Insurance plans. You can choose from plans that include basic dental coverage for preventative dental care, or explore specific coverage that includes major dental care, such as dental implants.
Dental Insurance is an Essential Benefit
Dental insurance is a common employee benefit offered in addition to health insurance and is a primary element in a complete benefits package. Lincoln Insurance will help your employer provide the coverage that you expect today. Since you realize staying healthy also includes your dental health, you should include a dental insurance plan as part of your health care coverage. Lincoln Dental Insurance plans provide benefit options for both fundamental and major dental services. Dental discount plans will provide you and your family with savings on many common and frequent dental services.
What Do Dental Plans Cover?
For over 35 years, Lincoln Insurance has provided flexible, cost-effective dental solutions with a broad national network of dental care. Dental coverage might include a variety of benefits to cover the dental care needs that matter the most to you and your family. Here are a few examples. Most plans cover preventive services at 100%, if in-network, with no deductible. This includes exams, teeth cleaning, and X-rays.
Lincoln Dental Insurance emphasizes preventive care, so you will avoid higher costs on a later exam.
- Preventive Care- Preventive care is often covered with no deductible or waiting time. This usually includes routine professional teeth cleaning and fluoride treatments for your family under the age of sixteen.
- Basic Services- This usually includes simple dental fillings or urgent emergency treatment to treat dental pain, subject to deductible and coinsurance.
- Major Services- This may include retainers and root canals. These are often subject to your plan’s deductible, coinsurance, and even waiting periods.
- Access to a Wide Dental Network- You are able to choose from a variety of dental providers. This can often include dental offices located in various settings.
- Direct Payment to In-Network Dentists- Easy-to-manage payments. You will not need to submit any claim forms.
- No Age Limits- There are a variety of coverage options available for your entire family of all ages. If you are on Medicare, which does not include dental benefits, we have plans designed specifically for you as a senior.
There is a Lincoln Dental Insurance Plan just for you
Lincoln DentalConnect® offers an assortment of coverage options:
- Composite fillings for all teeth.
- Full mouth or complete X-rays once every three years.
- Twice a year, you can get periodontal maintenance procedures.
- Oral cancer screenings are performed with each exam.
- Fully insured PPO3, MAC4, INO5, DHMO6, or indemnity plans.
- Fully insured and self-funded options.
- Small business dental plans.
Additional features:
- The MaxRewards® program allows you to roll over your unused benefits.
- The SmileRewardsSM program serves as an incentive for you and your family to pursue preventive treatments.
- Also available are discount vision and hearing service programs to complement dental PPO and indemnity insurance plans.
Learn about our practice and payment options here.