What Are the Types of Dental Insurance United Concordia Dental Offers?

What Are the Types of Dental Insurance United Concordia Dental Offers?

United Concordia values your smile and your health. They are proud and pleased with their role in the dental health care industry for over five decades. They continue to be driven by purpose. They are sincere and splendid advocates for oral health, creating dental insurance plans acknowledging the connection between oral health and a healthy lifestyle. They comprehend it is about you. It is grasping the petty things that put you first that makes the difference.

Over 11.7 million people rely on United Concordia Dental to protect their healthy smiles. Three million federal and government employees also depend on United Concordia Dental. There are even more than 20,700 commercial clients offering United Concordia Dental. The enormously huge in-network now has over 147,000 dentists across the country.

Great Value is The Standard for United Concordia Dental

These benefits are available to you and your family:

  • Coverage for all preventive dental services.
  • Minimal or zero out-of-pocket costs on preventive services.
  • Low monthly premiums.
  • No waiting periods.
  • A 30% average discount on non-covered services.
  • Optional coverage for orthodontic treatment.
  • Vision discounts are also included in every plan.

Smart Dental Plans for Everyone

All plans are budget-conscious, wellness-focused, and loaded with numerous benefits.

Concordia Flex Plan Features include:

  • Traditional dental PPO plans with flexible and affordable options.
  • An exceedingly large network of dentists and specialists.
  • In- and out-of-network coinsurance percentages are the same.

Multiple Advantages for Group Administrators

  • Wide selection of plans and program options, including orthodontic coverage,

implants and temporomandibular joint dysfunction, or TMJ.

  • Experience-rated with larger groups.
  • Secure, online enrollment and eligibility management tools, including Find a Dentist.
  • Toll-free customer service with easy access to our Interactive Voice Response (IVR) system.
  • Detailed informational enrollment materials.

Advantages for You as a Member

  • The liberty to pursue your care from any licensed dentist.
  • When seeing a dentist in the network, your costs are affordable, no claim forms, no balance billing.
  • 24/7 online access to your benefit information, including MyDentalBenefits.
  • Preventive care and educational resources are always available, promoting better oral and overall health.

Concordia Preferred Features include:

  • Dental PPO plans with in-network or out-of-network coverage.
  • Freedom to schedule care from any licensed dentist.
  • Cost savings when you use an in-network dentist.
  • An extremely large network of dentists and specialists.
  • Affordable costs, no claim forms, and no balance billing for covered services if you use an in-network dentist.
  • 24/7 access to benefit information online or toll-free, including MyDentalBenefits.
  • Preventive care and educational resources are available to promote better oral and overall health.

Dental Insurance for Businesses of Any Size

With a range of plans, there are options for your team. Here is a quick summary of the Smile for Health® Value Options:

  • Value PPO Plan 1- A basic dental plan for those younger and in good oral health. Plan includes preventive treatment coverage and discounts for both basic and major services.
  • Value PPO Plan 2- An innovative blend of preventive, basic, and major dental coverage for you and your family, including their popular Smile for Health®-Wellness add-on.
  • Value PPO Plan 3- A low-deductible plan for the cost-conscious family. It provides preventive care coverage plus some basic services and discounts for unexpected issues.
  • Value PPO Plan 4- A broader coverage plan for preventive, basic, and major services, including fillings, extractions, and crowns. This also includes the Smile for Health®-Wellness add-on.

How Does United Concordia Dental Insurance Work?